North Dakota (ND) Mortgage Rates Today
Track mortgage interest rates in North Dakota. Current data, local market context, and a payment calculator for ND homebuyers.
North Dakota Housing Market Overview
North Dakota's oil-driven economy supports a stable but small housing market. Fargo anchors demand with steady, modest price growth.
Mortgage rates in North Dakota generally track the national average, with variations based on local lender competition, state-specific programs for first-time buyers, and regional economic conditions. The Fargo metro area typically represents the most active housing market in the state.
North Dakota Mortgage Calculator
Mortgage Calculator
Estimate only. Does not include taxes, insurance, PMI, or HOA fees.
Frequently Asked Questions
What is the average mortgage rate in North Dakota?
The average 30-year fixed mortgage rate in North Dakota is approximately 6.73%. Actual rates depend on your credit score, down payment, loan amount, and lender.
What is the median home price in North Dakota?
The median home price in North Dakota is approximately $290,000. This varies significantly by city and region within the state.
How do ND mortgage rates compare to the national average?
North Dakota mortgage rates are generally close to the national average but can vary based on local lender competition, state regulations, and property tax levels.
Should I buy a home in North Dakota now?
The decision to buy depends on your personal finances, job stability, and how long you plan to stay. North Dakota's housing market has its own dynamics. Consult a local real estate professional.