Vermont (VT) Mortgage Rates Today
Track mortgage interest rates in Vermont. Current data, local market context, and a payment calculator for VT homebuyers.
Vermont Housing Market Overview
Vermont's limited inventory and appeal to out-of-state buyers keep prices high relative to its small economy. Property taxes are among the highest in the country.
Mortgage rates in Vermont generally track the national average, with variations based on local lender competition, state-specific programs for first-time buyers, and regional economic conditions. The Burlington metro area typically represents the most active housing market in the state.
Vermont Mortgage Calculator
Mortgage Calculator
Estimate only. Does not include taxes, insurance, PMI, or HOA fees.
Frequently Asked Questions
What is the average mortgage rate in Vermont?
The average 30-year fixed mortgage rate in Vermont is approximately 6.87%. Actual rates depend on your credit score, down payment, loan amount, and lender.
What is the median home price in Vermont?
The median home price in Vermont is approximately $390,000. This varies significantly by city and region within the state.
How do VT mortgage rates compare to the national average?
Vermont mortgage rates are generally close to the national average but can vary based on local lender competition, state regulations, and property tax levels.
Should I buy a home in Vermont now?
The decision to buy depends on your personal finances, job stability, and how long you plan to stay. Vermont's housing market has its own dynamics. Consult a local real estate professional.