Virginia (VA) Mortgage Rates Today
Track mortgage interest rates in Virginia. Current data, local market context, and a payment calculator for VA homebuyers.
Virginia Housing Market Overview
Virginia's government and defense sectors provide stable employment, supporting consistent housing demand in the DC suburbs.
Mortgage rates in Virginia generally track the national average, with variations based on local lender competition, state-specific programs for first-time buyers, and regional economic conditions. The Virginia Beach metro area typically represents the most active housing market in the state.
Virginia Mortgage Calculator
Mortgage Calculator
Estimate only. Does not include taxes, insurance, PMI, or HOA fees.
Frequently Asked Questions
What is the average mortgage rate in Virginia?
The average 30-year fixed mortgage rate in Virginia is approximately 6.76%. Actual rates depend on your credit score, down payment, loan amount, and lender.
What is the median home price in Virginia?
The median home price in Virginia is approximately $389,800. This varies significantly by city and region within the state.
How do VA mortgage rates compare to the national average?
Virginia mortgage rates are generally close to the national average but can vary based on local lender competition, state regulations, and property tax levels.
Should I buy a home in Virginia now?
The decision to buy depends on your personal finances, job stability, and how long you plan to stay. Virginia's housing market has its own dynamics. Consult a local real estate professional.