MortgageRateWatch
MortgageRateWatch

Wisconsin (WI) Mortgage Rates Today

Track mortgage interest rates in Wisconsin. Current data, local market context, and a payment calculator for WI homebuyers.

30-Year Rate
6.73%
Median Home Price
$290,000
Population
5.9M
Largest City
Milwaukee

Wisconsin Housing Market Overview

Wisconsin offers affordable, stable housing anchored by Milwaukee and Madison. Property taxes are moderate and the market moves gradually.

Mortgage rates in Wisconsin generally track the national average, with variations based on local lender competition, state-specific programs for first-time buyers, and regional economic conditions. The Milwaukee metro area typically represents the most active housing market in the state.

Wisconsin Mortgage Calculator

Mortgage Calculator

Monthly Payment
$2,082
Loan Amount
$320,000
Total Interest
$429,484
Total Cost
$749,484

Estimate only. Does not include taxes, insurance, PMI, or HOA fees.

Frequently Asked Questions

What is the average mortgage rate in Wisconsin?

The average 30-year fixed mortgage rate in Wisconsin is approximately 6.73%. Actual rates depend on your credit score, down payment, loan amount, and lender.

What is the median home price in Wisconsin?

The median home price in Wisconsin is approximately $290,000. This varies significantly by city and region within the state.

How do WI mortgage rates compare to the national average?

Wisconsin mortgage rates are generally close to the national average but can vary based on local lender competition, state regulations, and property tax levels.

Should I buy a home in Wisconsin now?

The decision to buy depends on your personal finances, job stability, and how long you plan to stay. Wisconsin's housing market has its own dynamics. Consult a local real estate professional.

Rates in Other States